This is a humorous commercial (“moment of clarity”) where the protagonist chooses not to buy an option (that might appear valuable to some) because of his vision of the possible downside risk. In theory, downside risk should not be a problem when applying a real option approach. This video may promote a discussion of why this might still be a problem.
Do you happen to recall what commercial this link went to?
Sorry about that. I have fixed that link so it now works. Let me know if you have trouble.